Tracy E. Hoeger, Esq.

Director of Creditors' Rights Group

Meet Tracy

Meet Tracy

Tracy focuses on representing institutional lenders, investors, and private individuals with matters related to default under the terms of a loan agreement, complicated title issues affecting non-performing loans, and on workouts and foreclosures of residential homes, multi-family, condominiums, and commercial buildings.

Born and raised in St. Louis, Missouri, Tracy moved to Boston to attend law school and has never left. She will always cheer for the Cardinals, prefers college football to the NFL, and her hockey allegiance is… complicated.

Outside the Office

Tracy lives in Charlestown with her husband, Dean, their two sons, Albie and Davie, and their daughter, Lilly. In her free time, Tracy enjoys a good book, quiet and being barefoot on a boat, and she’s always up for a game of pickleball.


J.D., New England School of Law
B.A., University of North Carolina at Chapel Hill

Bar & Court Admissions

United States District Court for the District of Massachusetts



Before joining Ligris, Tracy co-founded and managed a full-service default servicing firm. She started her legal career at Harmon Law Offices, where she was the firm’s first temp-to-permanent hire just before the Great Recession. She is a trained title attorney and has been involved in land use, planning, title resolution, and residential and commercial conveyancing for the past two decades.

Why Tracy?

Why Tracy?

For a chance to work with the best of the best (humans, not just professionals) and focus on the work and clients while building a practice group as part of a stellar organization and established infrastructure.

Learn from Tracy

Learn from Tracy

Tracy offers in-depth understanding of the default process and enjoys putting on lunch-and-learns for clients to better understand titles, foreclosures and other workout options.

Proudest Moment

“Being a mom and doing all the hard things.”

Comfort Food

“Spaghetti and D’agostino’s meatballs with extra parmesan and garlic bread. Throw in a salad on the same plate.”

Favorite Vacation

“Anywhere I don’t have to think about planning a meal or making a reservation!”

Superhero Power

“To fly at the speed of light (or get in a tube and be transported anywhere in the world (a la The Jetsons)!”

Energy Booster

“80s music and a dance session!”

Biggest Challenge

“Being only one (1) person, in one (1) body, with two (2) hands.”